Pregnancy Without Insurance

Whether planned or a pleasant surprise, nothing can compare to the experience of carrying a child. Pregnancy without health insurance is often a formidable experience. There are some health care options available including finding a doctor whose office is able to help you find the means to handle the costs of your pregnancy, from prenatal to delivery.

Apply for Medicaid

Locate your local social assistance office and apply for Medicaid. You may qualify for medical assistance if you are pregnant and do not have health insurance. Having few assets and low or no income also may make an expectant mother eligible for assistance. Pregnant women do have higher income limits than individuals that apply for assistance; however, the only cost to filing an application is time.

Ask your doctor

The offices of your primary care provider, obstetrician and/or gynecologist generally have information available on special programs or assistance for uninsured pregnant women. Low cost clinics or local hospitals may offer reduced rates or provide prenatal care.

Medical discounts

Health discount plans are not insurance, but do offer savings on medical expenses. Applying for a maternity discount card and participating in a discount plan can lessen your financial responsibility from 100% to 50% of the cost in some cases.

Options are available if you do not have health insurance for your pregnancy. Research online, ask local doctors, hospitals or clinics, find discount programs and inquire with your local social assistance offices to get the contact information you need to provide yourself and your baby with the best medical treatment available.